There are so many features that people look into when purchasing a car insurance policy but agency repair is the most desirable feature that everyone seeks when applying for car insurance. Below you will find the differences between agency repair and non-agency repair:
What does the agency repair mean in car insurance policy?
Agency repair in an insurance policy means that in the event of an accident, all repairs will be done and fixed in the official service network of the car’s dealership.
Agency repairs guarantee quality service by qualified technicians, use of genuine spare parts and thorough inspection and assessment of the damage.
All reputed insurers offer agency repairs on your brand new car and if you do not have claims for more than three years or if your vehicle is still under warranty.
Car insurance policies that have an agency repair cover are usually slightly more expensive than the non-agency ones.
What does the non-agency repair mean in the car insurance policy?
Non-agency repair is a service offered by a workshop or a garage that is approved by your insurance company to repair any damage to your car in the event of an accident.
Approximately 3 to 5 years are the maximum limit to get an agency repair cover in your car insurance policy.
Few things to keep in mind before buying your car insurance policy:
- Check if your car still has valid warranty, if so, double check the terms and conditions and what your warranty will cover.
- Use reliable websites like www.bankonus.com to compare the best car insurance policies and pick the choice that suits you the best whether its agency or non-agency repair.
- If your car is not eligible for agency repair option, ask about the workshops and the garages they have on their network so you can read reviews about the quality of services they provide.
- Compare the value of your car with both agency repair and non-agency repair and see how much the value will depreciates and based on that check the best option for you.